Eliminate up to 95%

of Total Card Processing Costs!

Join other Business Owners throughout the US who have eliminated 95% of their monthly Card Processing fees by using the new exclusive SmartMerchant Cash Discount Program

SmartMerchant is offering an exclusive payment technology which eliminates a major portion of total card processing costs. The Cash Discount program is designed to encourage customers to pay with cash. A small service charge is applied to all sales using a credit card. A discount is automatically applied when customers pay with cash. No discount is given when paying by bank issued debit card. The exclusive payment technology on the EMV Chip Card Terminal automatically determines all discounts and actions based on payment type. Learn more today!

Credit Card

Visa
MasterCard
American Express
Discover Network
ApplePay
AndroidPay
SamsungPay
NFC
Visa
MasterCard
American Express
Discover Network
ApplePay
AndroidPay
SamsungPay
NFC

SUMMARY - (An overview of account activity for statement period).
Page 5 Total amount you submitted $57,985.78
Page 6 Third Party Transactions 0.00
Page 6 Chargebacks/Reversals 0.00
Page 6 Adjustments 0.00
Page 6 Equipment Lease 0.00
Page 6 Fees Charged $-1449.64
Page 6 Statement Fee $15.95
Total Amount Processed $57,985.78

Typical card processing statement with total cost of $1449.64 per month or $17,395.68 per year!

SUMMARY - (An overview of account activity for statement period).
Page 5 Total amount you submitted $57,985.78
Page 6 Third Party Transactions 0.00
Page 6 Chargebacks/Reversals 0.00
Page 6 Adjustments 0.00
Page 6 Equipment Lease $80.00
Page 6 SmartMerchant Monthly Program Fee $34.05
Page 6 Statement Fee $15.95
Total Amount Processed $57,985.78

Cash Discount Program card processing statement with total cost of $130 per month or $1,560 per year!


If you would like a better idea of the possible savings click the link below.

Calculate the Savings

The Z8 countertop payment terminals provide an easy to use EMV payment experience for every business owner. With “On screen Help”, easy access to frequently used options in the “Favorites” Menu, and a simple “Call Me” button to request a support representative callback, merchants love the ease of Dejavoo.

The Z8 has a bright color touchscreen for signature right on the display for signature capture and easy upload to the DeNovo business portal. Customize your Dejavoo payment device with a logo on the display. Upload multiple images programmed to scroll while the terminal is in idle mode!

GoGreen with electric receipt options, send receipts to consumers via email or sms text message!

Dejavoo Z8 Terminal EMV, Touch, NFC, Dial, IP & WiFi Contactless Reader

Dejavoo Cash Discount Software
Features Available on All Devices:

  • Restaurant EMV Tip Adjust Post Authorization
  • Built in Loyalty Program - no loyalty cards or host communication needed!
  • Connects with DeNovo business portal for transaction upload, signature capture, loyalty back up, batch notification, Call Me, Messaging & more.
  • Optional WiFi models for Tri Comm (IP, Dial & Wifi) with Quick and Easy WiFi set up. Terminal finds available networks!
  • with electronic receipt options, send receipts to consumers via email or sms text message!
  • Integrates with Dejavoo SPin easily and effortlessly
  • Logo can be uploaded to display on screen
  • Free access to facilitate and manage your own merchant download profiles via the Dejavoo STEAM file build system.
Dejavoo Z8 with External Pin Pad EMV, Touch, NFC, Dial, IP & WiFi Contact-less Reader
ZLine Countertop Series Z8 Dual Comm
Processor 32 bits 400 MHz Secure Microprocessor
Memory Flash/DDR Ram 128MB/64MB
Micro SD Socket Optional
Display 3.5" Color TFT-LCD ~ 320x480 Pixels 2.4" Color LCD ~ 320x240 Pixels
Touch Screen
Card Readers Magnetic Strip (Standard) ISO 7810, 7811, & 7813 Triple Track Bi-Directional
Contact Card User Card ISO 7816 ID-1 1.8V/3V/5VT=0, T=1
SAM Card (up to 4) 2 2
Contactless (Standard) ISO 14443 Type A, B, ISO, 18092 NFC and Millfare® and Sony® Felica ~ Working frequency 13.56MHz
Communications (Dual Comm is Standard) Ethernet, Dial-up Modem, 2x RS232, 2xUSB WiFi(Optional)
Indicator LED ~ 4 LED's
Keypad 15 Standard Keys 15 Standard Keys
Function Keys 6
Weight 7.5" x 3" x 3"
.77 lbs .77 lbs
Environment Operating Temperature 32°F to 150°F
Storage Temperature -4° to 158°F
Graphical Printer 2.25" x 80; 4" / second
Certifications Security & Payment PCI, PTS, EMV L1 L2, TQM, PBOC L1 L2 Visa PayWave, MasterCard PayPass, American Express, & JCB J/Speedy
Safety, EMC CE, FCC, BSMI, RoHS
Software SDK, KMS, TMS, Simulator, CTOS library, ISO 8583 library, Crypto Library
Crypto TRING, DES, T'DES, AES, RSA, MK/SK, DUKPT, T'DES DUKPT

You have questions, we have answers!

The Cash Discount Program is a way for you as a merchant to offset some or all of your current merchant service fees without increasing your overall rates. It is a method of implementing a service fee to all customers, while giving a discount to those who pay with cash.

As Mitchell Katz, spokesman for the Federal Trade Commission, said in May of 2011: The Dodd-Frank law prohibits a payment card network such as Visa “from inhibiting the ability of anyone to provide a discount for payment by cash, checks, debit cards, or credit cards;’ said Katz. “Neither surcharging, nor a cash discount is illegal:’

No, in fact it’s been around for decades in Europe and is used across the US in gas stations where a cash discount is offered at the pump. Gas stations have been using this program in the US for over 15 years. Many national, state and local governments including the DMV, Secretary of State, Post Offices, Schools, Courts, and the IRS implement a Service Fee.

In order to correctly implement a Cash Discount program, you don’t need to change any of your prices - you simply post sign-age (that we will provide) that states that all transactions now carry a 3-4% customer service charge. The proprietary technology is provided by SmartMerchant in conjunction with our hardware and processing partners, our current merchant service fees without increasing your overall rates. It is a method of implementing a service fee to all customers, while giving a discount to those who pay with cash. Therefore your posted rates now become the rate for those who pay with cash.

No, the Cash Discount program, while seemingly similar, is actually very different, particularly in the eyes of Visa and MasterCard. The 2013 ruling against the card networks resulted in merchants now being able to implement a surcharge. The surcharge is allowed in all but 10 states (California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York, Oklahoma and Texas, plus the U.S. territory of Puerto Rico). Those states claim that a surcharge is not fair to consumers. We find it somewhat laughable that it’s not fair for consumers to pay for the cost merchants incur to provide goods and services while it’s been perfectly OK for merchants to pay for the rewards programs associated with the credit cards that consumers use.

While nobody wants to pay additional fees, more and more consumers are starting to realize just how expensive it’s been for merchants to accept credit cards. By charging a 4% fee on a sales transaction, that’s a small price for customers to pay for the goods and services you provide. And (if paying that fee or Implementing the Cash Discount Program) allows you to stay in business and keep your overall costs lower, it’s a small price to pay. In fact, surveys have shown that over 80% of respondents stated they wouldn’t think twice about paying that amount (only $1.00 on a $25.00 transaction) for the convenience of using their credit card rather than carrying cash. And we all know that fewer and fewer of us are carry- ing cash these days ... and everyone loves the rewards associated with their credit cards.

Most merchants will see some small fees on their bill as it’s hard to get every transaction to zero out completely based on all the variances in the Interchange billing structure. That said, we typically see the monthly fees drop down below $100 per month, even if previously the fees had been several hundred or even several thousand dollars!

If for any reason you wish to discontinue the Cash Discount Program, we will immediately change you back to traditional Interchange Pricing. You will still save a lot of money on your credit card fees by utilizing the SmartMerchant at rate program, which saves business owners on average 72% over the fees your previous processor was charging.

Sample Signage

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How it works.

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800 787 9659